Chapter 7 vs Chapter 13 Bankruptcy in Nevada: Which Is Right for You?
If you’re weighing Chapter 7 vs Chapter 13 Bankruptcy options in Nevada, you may be wondering: which is right for me? Chapter 7 bankruptcy in Nevada eliminates most unsecured debts through liquidation, while Chapter 13 allows repayment over three to five years. The right option depends on your income, assets, and financial goals. A local […]
Can You File Bankruptcy Twice? (Explained)
Filing for bankruptcy can feel like a huge weight off your shoulders. It’s that moment when you finally take control, wipe out unmanageable debt, and get a real chance to start fresh. But sometimes, even after that reset, life doesn’t go as planned. Maybe unexpected medical bills hit again, your income drops, or new financial […]
Is Bankruptcy Worse Than Repossession? (Explained)
We’ve all had those moments where money stress keeps us up at night. Maybe you’re behind on car payments, or the bills just keep stacking up no matter how hard you try to catch up. And then the big questions start creeping in: Should I just let the lender take it back? or Do I […]
Can I Keep My Car If I File Bankruptcy in Nevada?
You may be wondering: “Can I Keep My Car If I File Bankruptcy in Nevada?” Most Nevada filers keep their car in bankruptcy. Chapter 7 protects vehicles through state exemptions or reaffirmation, while Chapter 13 lets you catch up or even reduce what you owe on older loans. The right approach depends on your equity, […]
Auto Redemption in Chapter 7 Bankruptcy: How It Works in Nevada
If you’re considering auto redemption in chapter 7 bankruptcy, you may be wondering: how it works in Nevada. Auto redemption in Chapter 7 bankruptcy lets Nevada filers keep a car by paying its current market value in a lump sum, even if the loan balance is higher. It’s a powerful option if your car is […]
Reaffirming a Car Loan in Bankruptcy: Nevada Rules Explained
If you are reaffirming a car loan in bankruptcy, you may be wondering: what are the Nevada rules on reaffirming a car loan in bankruptcy? Reaffirming a car loan in Nevada bankruptcy keeps you on the hook for the debt so you can keep the vehicle. You sign a new promise to pay, often on […]
Buying a Car After Bankruptcy in Nevada: What You Need to Know
If you are buying a car after bankruptcy in Nevada you may be wondering, what you need to know. Buying a car after bankruptcy in Nevada is possible—often sooner than you think. With a plan to rebuild credit, compare lenders, and protect your budget, many people finance a reliable car within 6–18 months of discharge.
Will Bankruptcy Affect My Security Clearance in Nevada?
If you work in defense, aviation, or government, you may be wondering… Will bankruptcy affect my security clearance in Nevada? Bankruptcy does not automatically disqualify you from a security clearance. Investigators assess financial responsibility, not financial status. If bankruptcy results from uncontrollable events and you show responsible behavior afterward, clearance is still possible. Concealment or […]
Do Title Loans Go Away in Bankruptcy in Nevada?
If a title loan is squeezing your budget, you may be wondering: Do title loans go away in Nevada bankruptcy? Title loans can be discharged in Chapter 7 bankruptcy if the car is surrendered. In Chapter 13, you may keep the car by repaying the loan through a court-approved plan. However, secured lenders can repossess […]
Can Bankruptcy Remove a Bank Account Levy in Nevada?
If your checking account was just frozen, you may be wondering: Can bankruptcy remove a bank account levy in Nevada? Yes. Filing Chapter 7 or Chapter 13 triggers the automatic stay, which usually stops a levy immediately and can force release of frozen funds—especially when deposits are legally exempt. Frequently Asked Questions How fast does […]