The Consequences of Ignoring Your Debts in Las Vegas

Suspense Accounts

I recently read a newspaper advice column written by a Certified Financial Planner who suggested that, as a practical matter, there is no difference between ignoring your credit card debt and filing bankruptcy. Well, let’s look at the “practical effects” of ignoring your credit card debt: First, ignoring credit card obligations will cause a persistent […]

Nevada bankruptcies decrease in November, but…

Suspense Accounts

Bankruptcy filings in Nevada were lower in November (2,118) than they were in October (2,789) according to the Bankruptcy Court in Nevada.  That’s the lowest the numbers have been since February 2009 (1,674). Good news for Nevada’s economy and for Las Vegas residents? Perhaps in the short term.  But not necessarily for the year to […]

Las Vegas foreclosure rate to remain high through 2010

Suspense Accounts

The high rate of foreclosures is likely to continue, and median home prices will continue to fall, through 2010 and even into 2011 according to data from RealtyTrac as reported by the Las Vegas Review-Journal. This despite reported improvements in the U.S. economy. The culprits? 1.  Adjustable Rate Mortgages (ARMs) due to re-set in the […]